Terms

Coverage Register classifies the lines of cover on an insurance schedule against a published dictionary and computes, from the figures pasted, what each line retains and transfers, its rate on line and its loss ratio, then names findings and questions. It is arithmetic on your own numbers and a list of questions for your broker. It is not insurance advice, a recommendation to hold, change or drop any cover, a valuation, an actuarial opinion or a legal opinion. Your broker, insurer and advisers decide what cover your business holds.

Subscriptions renew monthly and can be cancelled at any time from the billing portal; access continues to the end of the paid period. Refunds are given on request within 30 days of any charge. We may change prices with 30 days notice to existing subscribers.

The clause text and evidence guidance quoted behind the findings are licensed content and may be used within your organisation for your own risk and insurance work. They may not be resold or republished. The dictionary of lines of cover and the industry table are ours.

The service is provided as is. Our liability is limited to the fees you paid in the three months before a claim. These terms are governed by the law of Queensland, Australia.

Operated by The Art of Service Pty Ltd, GPO Box 2673, Brisbane QLD 4001, Australia. support@theartofservice.com